- Branch Manager - Portsmouth
- NMLS# 35502
- Licensed in FL, MA, ME, NH
Paul Descoteaux loves working with a diverse mix of mortgage loan options as his area of expertise is very broad. Although he has the skillset to work with all types of mortgage loans, Paul especially enjoys working with VA loans, as he loves to assist those who make the sacrifice of serving our country.
With many years of experience in the home mortgage business, Paul has the knowledge to keep you informed and satisfied throughout your homebuying process. Paul enjoys watching Boston sports and spending time with his family and granddaughter.
My advice to all borrowers, especially first-time home buyers, is to sit down with me and allow me the opportunity to share with you how the process works and discuss the best cost estimate for your new home. I am local primarily on the seacoasts of New Hampshire, Maine, and Massachusetts and am also happy to help state-wide.
If you or your spouse are active duty military or a veteran, I’d love to discuss the loan programs specifically designed to support military families with you. A VA loan allows for 0% down payment and your VA benefits can be used more than once.
For first time home buyers, other low down payment and no down payment mortgage loans are also popular. I’ll help you understand the pros and cons of each mortgage program so you can make the best decisions for your needs. Solutions can include options like the Fannie Mae conventional 3% down payment mortgage, FHA 3.5% down payment mortgage and USDA-RD 0% down payment for buying a house in an approved rural neighborhood.
Give me a call to get started!